Terms and Conditions of Use

Effective Date: 10 December 2024

Welcome to The Fintch, a platform designed to promote financial literacy for children and families. By accessing or using our services, you agree to comply with these Terms and Conditions. Please read them carefully before using our platform.

1. Definitions

   • The Fintch: refers to the platform, including the website, mobile application and all related features and services.
   • Services: refers to the financial education tools, resources and interactive features provided by The Fintch.
   • User or You: refers to anyone accessing or using the Services, including children, parents, or legal guardians.
   • Parent/Guardian: refers to the adult who registers and oversees the use of The Fintch for children under 18 years old.

2. Acceptance of Terms

   By accessing or using The Fintch, you agree to:

   • Be bound by these Terms and Conditions and our Privacy Policy.
   • Provide accurate information during registration and maintain the security of your account.
   • Use the Services in compliance with all applicable laws and regulations.

3. User Responsibilities

   As a user, you agree:

   • Not to share your login credentials or allow unauthorized access to your account.
   • To use the platform solely for personal, non-commercial purposes.
   • Not to engage in harmful, fraudulent, or disruptive behavior on the platform.

4. Services Provided

   The Fintch offers:

   • Financial literacy lessons and tools tailored for children.
   • The Fintch does not provide professional financial, investment, or legal advice. Content is for educational purposes only.

5. Privacy and Data Protection

   Your privacy is a priority. By using The Fintch, you consent to the collection and use of your data as described in our Privacy Policy. Key highlights include:

   • Data is stored securely and used only for the purposes outlined in the Privacy Policy.

6. Intellectual Property

   • Ownership: all content, trademarks and intellectual property on The Fintch are owned by or licensed to us.
   • License: you are granted a limited, non-exclusive, non-transferable license to use the platform for its intended purposes.
   • Restrictions: users may not reproduce, distribute, or reverse-engineer any part of the platform without prior written consent.

7. Limitation of Liability

   To the extent permitted by law:

   • The Fintch is not liable for indirect, incidental, or consequential damages resulting from your use of the Services.
   • We are not responsible for unauthorized access to your account or data breaches caused by user negligence.

8. Suspension and Termination

   • Violate these Terms or any applicable laws.
   • Engage in activities that harm the platform or other users.

9. Changes to Services and Terms

   • Modifications: we may modify the Services or these Terms at any time. Changes will be communicated via email or platform notifications.
   • Continued Use: your continued use of The Fintch after changes are made constitutes acceptance of the updated Terms.

10. Governing Law

    These Terms are governed by the laws of Armenia. Any disputes will be resolved exclusively in the courts of Armenia.

11. Third-Party Links and Services

    The Fintch may include links to third-party websites or services. We are not responsible for their content, policies, or practices. Use of third-party services is at your own risk.

12. Dispute Resolution

    • Violate these Terms or any applicable laws.
    • Engage in activities that harm the platform or other users.

13. Contact Us

    If you have questions about these Terms, contact us at:

    • Email: info@thefintch.com